In the province of Ontario in Canada, it is common for bicycles to share the road with cars, trucks and other motor vehicles. The number of people cycling is also increasing on a seemingly daily basis, which means that the number of individuals getting injured on the road while on bicycles only increases. Unfortunately, being hurt while on a bike in Ontario is common. It’s important to know what to do if you have suffered an injury while riding your bicycle.
Insurance Coverage for Cyclists
Cyclists are entitled to insurance coverage to protect them in the event that they are injured in an accident with another vehicle. If a person on a bicycle is involved in a crash with a car, they are given a number of options for legal recourse to receive compensation for their injuries. A cyclist can receive insurance benefits and compensation for damages through the following:
• Insurance of the driver of the vehicle involved in the accident
• Their own car insurance or the car insurance of their spouse or person on whom they are dependent
• Motor Vehicle Accident Claims Fund
Call for Emergency Services
If you are physically able to do so after getting into an accident while on your bicycle, call 911 to get emergency services to the scene of the accident immediately. You may also want to get checked out at the hospital even if you think you’re fine. It’s not uncommon for a person in an accident to feel fine through thanks to adrenaline and then begin to feel pain the following day. In general, you should always err on the side of caution and seek medical attention after an accident.
Get the information of the driver of the car involved in the accident. This includes their name, phone number, license plate number and their insurance information. If you are physically unable to do this by yourself because your injuries are severe, have someone else do it for you. This information is pertinent when you are in an accident and injured so that you can talk with a car accident lawyer to start a personal injury claim.
Take Pictures of the Scene
If you can, take pictures of the scene of the accident using your cell phone’s camera. Take pictures of your bicycle, the other vehicle, the road and especially any skid marks or noticeable damages. You may also want to take note of the weather conditions because they may be brought up as a factor in your personal injury claim. If the other driver allows you to, you may also take pictures of their driver’s license, registration and license plate.
Make a Police Report
Anyone in Ontario who is involved in a vehicle accident that includes damages greater than $1,000 is obligated to report it to the police. When the police arrive at the scene, you should tell them what happened so that a report can be made. Police will also interview witnesses who saw the accident and may give the driver who caused the accident a ticket.
Get in Touch with an Attorney
If your injuries from the accident are serious, you may have a claim for personal injury against the driver. Get in touch with an experienced car accident lawyer as soon as possible to discuss your case. You may be compensated for your medical expenses, ongoing medical treatment, pain and suffering, bicycle damage and lost wages.